The world of finance, lending, home loan policies, and seeking advice can become overwhelming quickly! This is where having a mortgage broker on your team can simplify and guide you in the right direction.
We frequently publish new blog posts and articles with interesting and useful information on policy changes, case studies, and common scenarios and their solutions. Please take a look at some of our articles in this blog and we hope they will be helpful. If you would like to discuss anything further, please don't hesitate to reach out to our team anytime.
We’re excited to share that I Know The Broker Caloundra has officially opened its doors. Our new office makes it even easier for locals to get expert help with home loans, refinancing, investment property loans, and more.
We’re excited to welcome you to our new I Know The Broker Mooloolaba office, located right in the heart of The Wharf precinct. This new space allows us to work more closely with local clients looking for expert mortgage guidance.
If you're self-employed and thinking about buying or building a home, you've probably heard that you’ll need two full years of tax returns before any lender will take you seriously.
Being self-employed comes with freedom, flexibility, and the opportunity to grow something on your own terms, but when it comes to getting a home loan, it can often feel like you’re penalised for not being on a payroll.
One of the most common questions we get from clients is: "How does the bank calculate borrowing power?" The answer often surprises people, especially those who have built up significant equity in their property.
When you're diving into the world of home loans, it's tempting to punch "How much can I borrow for a home loan?" into an online calculator and take the number at face value.
Thinking of selling up and downsizing? Maybe the kids have just flown the nest and you’re left with a house that’s far too big. Or you want to free up some equity for new adventures.
o, you’re thinking about getting a deposit bond? Whether you’re a first home buyer, seasoned property investor, downsizing or buying off the plan, chances are you have a few questions. Don’t worry – we’ve got the answers you need!
Is your self-employed company really beginning to take off? Read on to find out how you may be able to obtain the loan you need and sooner than you think!
If you are self-employed, firstly congratulations on being your own boss! Secondly, did you know recent changes in the lending space have now made it much simpler for many of you to access a home loan?
You may have heard the terms credit score or credit report, but what do they actually mean and how will they affect you? It's important to understand your credit score, it can help you when applying for a home loan or credit card.
Learning how to handle financial stress in healthy ways is very important and can have a positive and lasting impact on not only your health and wellbeing.
An overwhelming majority of borrowers do not know their home loan rate, with 86 per cent of Australians also unaware of their monthly expenses, a new study has revealed.
Did you know that the Australian Securities and Investment Commission (ASIC) recommends that for a “comfortable” retirement, a couple will need $60,000 a year, and a single $44,000?
The end of financial year has been and gone and I hope you all survived it! And what a year it was for anyone with a home or investment loan and certainly for those thinking about entering the market.
Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your mortgage broker and approval can never be predetermined.
But, insert (Mum, Dad, Friend, Neighbour) said we wouldn’t be able to get a loan. Generally speaking, this advice is given with the best intentions but not always is it given with a full understanding of the process of getting into your first home.
Brad, a registered nurse, bought his first home five years ago. Having a penchant for carpentry, he got quickly into making the run-down timber bungalow a home and adding significant value to the property.
You found your dream home, you've pictured the furniture you want, and the children have picked their rooms. You nervously wait to hear from the bank only to be declined. Devastated. This doesn’t have to be the end - don't give up!
Not everyone has the time to meet with a mortgage broker, and nor should they have to. With the technology available today there is no reason a loan application can't be done via phone/zoom/email and utilise technologies
With the $20,000 Queensland First Home Owner Grant (FHOG) finishing up on the 30th of June this year I’ve had a real spike in enquiries on what exactly you can do with the FHOG
At IKTB, we have a team of professional finance brokers who are able to provide the exact information you need. We’re here to work for you and your future endeavors
