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† Rates apply to new loans when you borrow up to 80% of the value of the property with loan size of $400,000, principal and interest repayment variable loan over 25 years. Application fees may apply and is subject to change without notice. †† Rates apply to new loans when you borrow up to 80% of the value of the property with loan size of $400,000, principal and interest repayment 3-year fixed for over 25 years. Rate may include package deal where annual fee applies. Application fees may apply and is subject to change without notice.* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.