Self-Employed Home Loans
I Know The Broker specialises in self-employed home loans, providing expert advice and tailored solutions to help you secure the financing you need to purchase your dream home.
How we work for you:
1.Personalised Financial Assessment
We begin by understanding your unique financial situation as a self-employed individual, including income, savings, and business cash flow. This helps us tailor the best home loan options for your specific needs and circumstances.
2. Pre-Approval Process
With our expert guidance, we help you secure loan pre-approval, taking into account your self-employment income. We’ll ensure you have a clear budget and a solid foundation, strengthening your position when it’s time to shop for your dream home.
3. Tailored Loan Comparison
We research and present the best loan products, focusing on flexible lending criteria, competitive rates, and tailored options for self-employed individuals to ensure you secure the most suitable deal.
4. Guided Application and Loan Approval
We support you throughout the application process, managing all follow-ups and negotiations, and ensuring your self-employed home loan is processed efficiently and with minimal stress.
Understanding Your Income and Cash Flow
Guiding You Through the Documentation Process.
Leveraging Your Business Assets and Equity
Exploring Lender Options with Flexible Criteria
Maximising Your Borrowing Capacity
Ongoing Support and Financial Advice
At I Know The Broker, we start by assessing your unique income streams, whether through your business, investments, or freelance work. We’ll look at your tax returns, financial statements, and other documents to build a clear picture of your financial situation and ensure you’re matched with the right home loan options.
Self-employed borrowers often need more documentation than salaried employees. I Know The Broker simplifies this process by helping you gather the necessary paperwork, from tax returns to profit and loss statements, ensuring you meet the lender’s requirements for loan approval.
I Know The Broker works with a wide range of lenders who understand the unique challenges faced by self-employed individuals. We’ll explore options with flexible lending criteria that can accommodate your business’s financial structure, giving you more access to competitive rates and terms.
As a self-employed individual, you may have business assets and equity that can be leveraged to strengthen your loan application. I Know The Broker helps you explore ways to use these assets, ensuring your home loan application is as strong as possible.
Many self-employed borrowers are surprised at how much they can borrow when their financial situation is presented correctly. I Know The Broker helps you maximise your borrowing capacity by presenting your income and assets in the best light, ensuring you can secure the home loan that suits your needs.
I Know The Broker doesn’t just help you secure a loan, we offer ongoing support and financial advice to help you manage your mortgage. We review your situation regularly to ensure you’re still getting the best deal, and offer advice on how to optimise your financial strategy as your business grows.