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Home Buyer? Have you been misinformed?

August 30, 2017

In the analysis of a recent survey conducted by UMR Research and the HIA (Housing Industry Association), a massive 73% of potential first home buyers mistakenly believed they needed up to a 20% deposit and up to 50% believed they needed more than a 20% deposit.

Many others are also being held back fulfilling their dream of home ownership because they believe they need to have long term employment with the same employer and a perfect credit history.

None of these things are true! If you are one of those unfortunate people who have been held back, the reason for this is very simple – you might have been misinformed and not given the right advice.

If you have a 20% deposit, then well done. If you don’t though, don’t let it hold you back because I can help applicants with:

  • No deposit or genuine savings.

  • Limited deposit or genuine savings.

  • Family assistance via gift or equity.

  • Self employed for less than one year

  • Low Docs for those without up to date financials.

  • Part time, permanent part time or casual employment.

  • Visas – Temporary, permanent, spousal, working or business visa’s.

  • Less than a perfect credit history.




If you fit into any of the above categories, don’t risk your dreams and future on poor information and advice.


Click here to start a conversation with me today. Get the right advice and discover how you could make your dream of home ownership a reality.


Renee Garsia

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