What is a credit score? What is a good rating?
You may have heard the terms credit score or credit report, but what do they actually mean and how will they affect you? It's important to understand your credit score, it can help you when applying for a home loan or credit card. What's a credit score? A credit score is a numerical assessment which shows your credit trustworthiness. Essentially, it is a sum of all the information on your credit report, which includes your credit history, total amount owing, payment history,