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You may have heard the terms credit score or credit report, but what do they actually mean and how will they affect you? It's important to understand your credit score, it can help you when applying for a home loan or credit card. What's a credit score? A credit score is a numerical assessment which shows your credit trustworthiness. Essentially, it is a sum of all the information on your credit report, which includes your credit history, total amount owing, payment history,

Money is a leading cause of stress in Australia. In fact, almost half of Australian adults list money as the leading cause of stress in their lives. Research has found that financial stress can happen to anyone, at any income level, and for those people who suffer prolonged levels of stress it can have lasting consequences on mental, emotional and physical health. Learning to handle financial stress in healthy ways is very important and will have a positive and lasting impact