What is a credit score? What is a good rating?
You may have heard the terms credit score or credit report, but what do they actually mean and how will they affect you? It's important...
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Managing Money Stress
Money is a leading cause of stress in Australia. In fact, almost half of Australian adults list money as the leading cause of stress in...
82% of Aussies unaware of their mortgage rate
An overwhelming majority of borrowers do not know their home loan rate, with 86 per cent of Australians also unaware of their monthly...
Home Buyer? Have you been misinformed?
In the analysis of a recent survey conducted by UMR Research and the HIA (Housing Industry Association), a massive 73% of potential first...
How much is enough for retirement?
Did you know that the Australian Securities and Investment Commission recommends that for a “comfortable” retirement, a couple will need...
How would an extra $50 per week rent help you on your investment loan?
The end of financial year has been and gone and I hope you all survived it! And what a year it was for anyone with a home or investment...
Three steps to speed up your home loan approval
Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time...
CASE STUDY: Getting into your first home doesn't have to be hard.
But, insert( Mum, Dad, Friend, Neighbour): said we wouldn’t be able to get a loan. Generally speaking this advice is given with the best...
Investors - How LMI could give you a head start?
CASE STUDY Investors How LMI can give you a head start? Brad, a registered nurse, bought his first home five years ago. Having a penchant...
THE TOP 4 CRITERIA BANKS ARE LOOKING AT WHEN ASSESSING YOUR LOAN APPLICATION.
Deposit – The banks will ask a few questions around this. They want detail on where it came from. Did you save it, sell something, tax...